★★★★★5.0 · 40+ reviews

Medicare doesn't have to be confusing.

I'm Aaron Ayala — a licensed agent who has helped South Florida seniors choose the right plan for over ten years. Free help. No pressure. Hablamos español.

English
Español
Contact us

Let's find your plan together.

No forms to figure out on your own. Just tell me the names of your doctors and the medications you take daily.

📞
(305) 979-6232
Call or text anytime
✉️
aaron@miamihealthoptions.com
Responds same day
📍
175 SW 7th Street, Miami, FL 33130
In person, phone, video, or in-home visit
✓ Free — no cost, no obligation✓ Licensed agent, 10+ years in South Florida✓ Responds same day, usually within the hour✓ English & Español
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English
Español

Plans from carriers you trust.

Services

Plans that fit your life — not the other way around.

Medicare Advantage

All-in-one plans from every major carrier in Miami-Dade, Broward, and Palm Beach. Most include dental, vision, and prescription drugs at no extra cost.

Medicare Supplement

Pair Original Medicare with a Medigap plan to cover what's left over. Predictable monthly costs and freedom to see any doctor who takes Medicare.

Part D Prescription Plans

Stand-alone prescription coverage. I'll check your medication list against every plan's formulary so you pay the lowest copay possible.

Dual-Eligible (Medicare + Medicaid)

If you qualify for both, you may get extra benefits — transportation, over-the-counter allowances, and grocery cards. I'll see what you're entitled to.

Our Process

From confused to covered, in four simple steps.

01

We talk.

Phone, video, or your kitchen table. 30 minutes, no commitment.

02

I compare.

I check every plan against your doctors, medications, and budget — in plain English.

03

You enroll.

I handle the paperwork. You sign. Coverage starts on the date you choose.

04

I stay close.

A real person picks up year-round. Renewal time, doctor changes, drug questions — call me.

Reviews

What clients say.

★★★★★

"Aaron walked my mom through every Medicare option in Spanish until she finally understood it. We saved $80 a month and kept all her doctors."

L

Lourdes M.

Hialeah

★★★★★

"I dreaded turning 65. Aaron made it the easiest hour of my year — todo en español, gracias a Dios."

C

Carmen V.

Coral Way

★★★★★

"I'd been on the same plan eight years and never realized my new cardiologist wasn't covered. Aaron caught it on the first call."

T

Tomás L.

Sweetwater

FAQ

Common questions.

When can I enroll in Medicare?

Your Initial Enrollment Period starts three months before you turn 65 and lasts seven months. The Annual Enrollment Period runs October 15 to December 7 every year.

Will I have to switch doctors?

Not necessarily. Before recommending a plan, I check it against your current doctors and hospitals. If keeping your providers matters, we'll find a plan that does.

What's the difference between Medicare Advantage and Medigap?

Medicare Advantage replaces Original Medicare with one all-in-one plan. Medigap supplements Original Medicare — you keep the freedom to see any doctor who accepts Medicare.

Do you speak Spanish?

Sí. I work with most clients in Spanish or English, whichever you prefer. Hablamos español.

How do we get started?

Call (305) 979-6232 or fill out the form. We'll set up 30 minutes at my office, your home, by phone, or video — your choice.

Miami Health Options

Affordable health insurance for individuals, families, and businesses across South Florida.

© 2025 Miami Health Options

Made in Framer

Miami Health Options

Affordable health insurance for individuals, families, and businesses across South Florida.

© 2025 Miami Health Options

Made in Framer

Miami Health Options

Affordable health insurance for individuals, families, and businesses across South Florida.

© 2025 Miami Health Options

Made in Framer